Our Ts&Cs

All the policies, terms, and small print in one place — plain and simple. Last updated July 2026.

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Refund Policy

Applies to all Soft Power Money™ products

Our policy is no refunds on digital products and subscriptions once access has been granted. By completing a purchase you confirm you have read and agreed to this policy.

Why we have this policy

All of our products — the Hub, Studio, Interactive Workbook, and Bundle — are digital products delivered instantly upon payment. Because full access is granted immediately, we are unable to offer refunds once a purchase is made.

Subscriptions

Monthly and yearly subscriptions to the Hub and Studio can be cancelled at any time. Cancellation stops future charges and access continues until the end of the current billing period. No refund is issued for the current period already paid.

One-off purchases

The Interactive Workbook is a one-time purchase. Access is granted immediately and no refunds are available once the product has been accessed.

Exceptions

We will consider refund requests in the following exceptional circumstances only:

To raise an exception, contact us at hello@contact.softpowermoney.com within 7 days of the charge.

Consumer Contracts Regulations 2013

Under UK consumer law, you have a right to cancel a digital purchase within 14 days. However, by completing your purchase you expressly consent to immediate access and acknowledge that you lose your cancellation right once access is granted. This is a legal provision under Regulation 37 of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.

Terms of Service

Effective date: July 2025

By accessing or using any Soft Power Money™ product or website you agree to these terms. If you do not agree, please do not use our services.

Who we are

Soft Power Money™ is operated by Soft Power Money, registered in England. Contact: hello@contact.softpowermoney.com

Your account

Acceptable use

You agree not to:

Intellectual property

All content, tools, frameworks, and materials within Soft Power Money™ products are our intellectual property. Your subscription grants you a personal, non-exclusive licence to use them for your own business purposes.

Availability

We aim for 99% uptime but cannot guarantee uninterrupted access. Scheduled maintenance will be communicated where possible. We are not liable for brief service interruptions.

Limitation of liability

To the fullest extent permitted by applicable law, Soft Power Money™'s total liability to you for any claim arising out of or in connection with these terms, your account, or any product — whether in contract, tort (including negligence), or otherwise — shall not exceed the total amount you actually paid for the specific product or subscription giving rise to the claim. Under no circumstances shall we be liable for any indirect, consequential, incidental, special, or exemplary damages, including but not limited to loss of profits, loss of data, loss of business opportunity, or damage to reputation, even if we have been advised of the possibility of such damages. Nothing in these terms limits liability that cannot be excluded under English law, including liability for fraud or personal injury caused by negligence.

Termination

We reserve the right to suspend or terminate accounts that violate these terms, without refund.

Governing law

These terms are governed by the laws of England and Wales.

Privacy Policy

Effective date: July 2025  ·  GDPR compliant

We take your privacy seriously. This policy explains what data we collect, why, and how we protect it.

What we collect

How we use your data

We do not sell your data. We do not use it for advertising.

Who we share it with

Your rights (UK GDPR)

You have the right to access, correct, export, or delete your personal data at any time. Email us at hello@contact.softpowermoney.com to exercise any of these rights.

Data retention

We retain your account data for as long as your account is active. Payment records are retained as required by UK tax law (7 years). You can request deletion at any time.

Security

Passwords are hashed using bcrypt. Sessions are stored securely server-side. All data is transmitted over HTTPS.