All the policies, terms, and small print in one place — plain and simple. Last updated July 2026.
All of our products — the Hub, Studio, Interactive Workbook, and Bundle — are digital products delivered instantly upon payment. Because full access is granted immediately, we are unable to offer refunds once a purchase is made.
Monthly and yearly subscriptions to the Hub and Studio can be cancelled at any time. Cancellation stops future charges and access continues until the end of the current billing period. No refund is issued for the current period already paid.
The Interactive Workbook is a one-time purchase. Access is granted immediately and no refunds are available once the product has been accessed.
We will consider refund requests in the following exceptional circumstances only:
To raise an exception, contact us at hello@contact.softpowermoney.com within 7 days of the charge.
Under UK consumer law, you have a right to cancel a digital purchase within 14 days. However, by completing your purchase you expressly consent to immediate access and acknowledge that you lose your cancellation right once access is granted. This is a legal provision under Regulation 37 of the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.
By accessing or using any Soft Power Money™ product or website you agree to these terms. If you do not agree, please do not use our services.
Soft Power Money™ is operated by Soft Power Money, registered in England. Contact: hello@contact.softpowermoney.com
You agree not to:
All content, tools, frameworks, and materials within Soft Power Money™ products are our intellectual property. Your subscription grants you a personal, non-exclusive licence to use them for your own business purposes.
We aim for 99% uptime but cannot guarantee uninterrupted access. Scheduled maintenance will be communicated where possible. We are not liable for brief service interruptions.
To the fullest extent permitted by applicable law, Soft Power Money™'s total liability to you for any claim arising out of or in connection with these terms, your account, or any product — whether in contract, tort (including negligence), or otherwise — shall not exceed the total amount you actually paid for the specific product or subscription giving rise to the claim. Under no circumstances shall we be liable for any indirect, consequential, incidental, special, or exemplary damages, including but not limited to loss of profits, loss of data, loss of business opportunity, or damage to reputation, even if we have been advised of the possibility of such damages. Nothing in these terms limits liability that cannot be excluded under English law, including liability for fraud or personal injury caused by negligence.
We reserve the right to suspend or terminate accounts that violate these terms, without refund.
These terms are governed by the laws of England and Wales.
We take your privacy seriously. This policy explains what data we collect, why, and how we protect it.
We do not sell your data. We do not use it for advertising.
You have the right to access, correct, export, or delete your personal data at any time. Email us at hello@contact.softpowermoney.com to exercise any of these rights.
We retain your account data for as long as your account is active. Payment records are retained as required by UK tax law (7 years). You can request deletion at any time.
Passwords are hashed using bcrypt. Sessions are stored securely server-side. All data is transmitted over HTTPS.
We use a minimal set of cookies — only what is needed to keep the site working.
We do not use advertising cookies, tracking pixels, or analytics cookies that profile you across other websites.
You can clear cookies at any time through your browser settings. Clearing the session cookie will sign you out. You can also use our Privacy Choices link in our site footer.